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Life & Health Underwriter
SPECIALIST • $48/HR

Life & Health Underwriter

Reviews life and health applications, evaluating applicant health and financial standing to determine acceptance.

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⚡️ Core Competencies

  • Medical Underwriting
  • Mortality Risk
  • Financial Underwriting
  • Rating
  • Reinsurance Referral

🎯 Sample Activities

  • Examine applicant health, medical records and financial standing to determine risk
  • Request attending physician statements or lab results from medical personnel
  • Apply substandard ratings or exclusions for elevated mortality risk
  • Authorize reinsurance on high face-amount policies
  • Explain underwriting decisions and coverage to field representatives